Author Archives: Richard Evans

About Richard Evans

Owner and Health Insurance agent for Affordable Health, Life and Annuity Services, specializing in individual and group plans for over 22 years. Located in Rochester Hills, Michigan. I earned a BS degree in Finance and Accounting in 1973 at Lawrence Technological University in Southfield Michigan. I hold licenses for both Life and Health Insurance and have held securities licenses in the past. I passed on keeping my securities license in 2010 as I discovered better ways to protect and grow my clients assets. I like my customers to think of me as their "Safe Money Man" and their "DreamProtector". The products that I market do one or both of these things, thus the name of my Agency, DreamProtector Agency LLC.

Vitamins, Personal Care Products and More

Buy online direct from the manufacturer on items that you already use at discount prices. Items are quickly and inexpensively delivered to your door. Continue reading

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Affordable Health Insurance for those on Medicare

The Health Insurance options for those on Medicare are very confusing.  For those signing up for Medicare for the first time, the time to do this is from three months before the month you turn age 65 till the end … Continue reading

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Healthcare Reform Act Highlighs and Time-line

The Healthcare Reform Act of 2010 affects three areas.  These three areas are Health Insurance, Medicare and Taxes.  Below is a summary and time-line of these events. Health Insurance Effective June 2010: A new program called a “high risk pool” … Continue reading

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